Free real estate tools — by Nestlyze

Five free tools you can use without signing up. Each is a single-purpose answer to a question that most home buyers don't know how to answer correctly: what's the assigned school zone, what's the FEMA flood zone, what's the actual monthly cost, what's the walkability score, what's my current home worth.

The tools

• California school zone lookup — the school an address is most likely assigned to (verify with the district), not just the "nearest school". A frequent $200K-$500K factor for Bay Area buyers.
• FEMA flood zone lookup — Zone X / A / AE / VE / D by address. Drives whether flood insurance is required.
• All-in monthly cost calculator — P&I + tax + insurance + HOA + PMI, not just principal-and-interest.
• Walk Score lookup — walkability + transit + bike, by address.
• Seller estimate — AI home value — current value and projected post-renovation value.

Topic deep-dives — what every buyer should read

• California Prop 13 — how property tax actually works
• Mello-Roos tax — CFD special assessments by subdivision
• FEMA flood zones — how to check + insurance cost
• Cal Fire FHSZ — wildfire risk + FAIR Plan
• FIRPTA + ITIN — buying as a non-resident
• FHA vs Conventional — real cost over 10 years
• Buyer closing costs — what you pay at close

City comparisons — schools, prices, commute

• Cupertino vs Sunnyvale — CUSD 10/10 vs SSD 7/10
• Palo Alto vs Menlo Park — PAUSD vs Las Lomitas
• Seattle vs Bellevue — Amazon + Microsoft access
• Austin vs Houston — Texas property tax + market
• Miami vs Fort Lauderdale — sea-level + insurance

State-by-state real estate guides

• California — Prop 13 + FAIR Plan + Mello-Roos
• Texas — high property tax, no income tax
• Florida — hurricane insurance + foreign-buyer SB 264
• New York — co-op boards + transfer tax
• Washington — no income tax + Seattle slide risk

Want the full picture?

Each tool answers one question. For the full property analysis — six AI domain experts across market, structural, financial, environmental, neighborhood, and legal — build your buyer profile and get a Nestlyze report on any US residential address. Your first analysis is free.